805-582-9400
805-582-9400
When you’re buying a home, understanding the difference between appraised value and market value is essential. These two numbers often don’t match — and that can affect your mortgage and your budget. What Is Appraised Value? The appraise
Jul 24, 2025 | Purchasing a Home
The real estate market is changing. One of the biggest updates is a noticeable increase in the number of homes for sale. This shift could benefit buyers, as more options mean less pressure and more chances to find the right home. What’s Affecting Af
Jul 22, 2025 | Purchasing a Home
Taking on a home improvement project yourself can be rewarding—and it may even save you money. But not all DIY efforts increase your home's value. Some may do the opposite. If you're planning to make updates before selling or refinancing, it's impor
Jul 17, 2025 | Purchasing a Home
Thinking about buying a vacation home? Whether it’s a beach condo or a quiet cabin in the mountains, owning a second property can offer both personal enjoyment and long-term value. But before you buy, it’s important to understand the financial
Jul 15, 2025 | Purchasing a Home
Thinking about buying a rental property? The cap rate is a very important tool for measuring potential income and risk. What Is Cap Rate?Cap rate (capitalization rate) is a percentage that shows how much annual income a property generates compared to its
Jul 10, 2025 | Purchasing a Home
In the past, applying for a mortgage involved stacks of paperwork, long wait times, and confusing loan terms. But technology—especially artificial intelligence (AI)—is helping make this process much faster and easier. What AI Does in Mortgages
Jun 24, 2025 | Purchasing a Home