Home Page Help for Homeowners Interest Rates Daily Rate Notification Homes For Sale (MLS) Apply Now Contact Us Our Professionals Calculators & Tools Prequal Calculator Track a Rate Mortgage News Loan Process Loan Programs Required Documents Refinance Checklist Mortgage Glossary Mortgage Information Damaged Credit Refinance Center Refinance Questions Refinance Benefits Refinance Right Home Search FAQs Site Map Our Partners About Us How FHA Loans Work FHA Loan Benefits Licensing

Required Documents

Past two (2) years W-2 statements
Pay Stubs covering the last (30) thirty days
Three most recent monthly bank statements
Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
Photocopies of any stocks or certificates of deposits
Copy of the purchase and sale agreement
If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord
If divorced…a fully executed divorce decree
For a refinance...a copy of the deed, and most recent tax bill
A letter of explanation for any known credit problems
For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:
Two (2) years signed personal tax returns - including all schedules
If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.

Greenback Funding, Real Estate Broker - CA Dept. of Real Estate - License# 01375129 / NMLS# 239950